We choosed PAYBOX to secure your payments on www.vacances-krusoe.com.

The principe of security of the paiments on Internet

Thanks to technologies employed and the absence of printed paper form mentioning in light the banking card number, we affirm you that it is more making safe to pay with its bank card on the sites affiliated to PAYBOX that in the majority of the trade of proximity.

The whole of the phases of payment to be realized between the purchaser and PAYBOX entirely encrypted and is protected. The protocol used is SSL coupled to banking electronic money.

That means that the related informations with the order and the number of the bank card do not circulate in light on Internet.
- The banking card number is printed on no paper, invoices, small invoice or another listing.
- The tradesman is not informed of the card numbers.
- PAYBOX does not preserve the card numbers after having transmitted the transaction of payment to the bank of the tradesman.

Thus, no person has data-processing access neither of way, nor in a printed way to the coordinates bank cards of the purchasers.

The risk to be made "pirate" its banking card number at the time of a purchase on an Internet site equipped with PAYBOX SYSTEM is null.

Various stages of security of the payment on Internet:
With each claim for payment, the purchaser rocks of the commercial waiter, towards the waiter of payment PAYBOX SYSTEM, of connection with the banking world.
 
1. The purchaser arrives on an encrypted page of payment SSL
2. Seizure of the card number, completion date of validity, visual cryptogram and request for authorization. The connection between the purchaser and waiter PAYBOX SYSTEM is established in HTTPS, protocol made safe with SSL, which crypt the whole of exchanged information. This protection protects the data sent by the Internet and guarantees to the purchaser that its banking card number cannot be intercepted in light by a third during its transfer towards protected waiter PAYBOX SYSTEM. The banner page of PAYBOX SYSTEM informs the purchaser on his purchase: presentation of the name of the tradesman (what guarantees that the trade was authenticated)
3. When the card number passed a first level of control (key of Luhn, oppositions, etc), waiter PAYBOX SYSTEM emits a request for authorization towards the center of the bank to which the tradesman is affiliated. This is carried out by using the lines of credit standardized on a specialized telecommunication network
4. The center of authorization of the bank returns a number of authorization or a refusal. If the payment is accepted, PAYBOX SYSTEM carries out the following operations then: - posting of the ticket of payment on the screen of the purchaser (option) - sending of the ticket of payment by e-mail to the purchaser and the tradesman - the card number is on the other hand never returned to the tradesman.
5. The purchaser is then automatically redirected towards the waiter of the tradesman, where it can take again the course of his visit.

A particular process, developed by PAYBOX Services, makes it possible PAYBOX SYSTEM to supervise in real-time the behavior of the carrier, in particular to avoid the use of the waiter of payment as tester of automatically generated card numbers, or for other types of attacks:
- search for BIN per increment, derivation or mask
- multiplication of the tests with various scratch dates
- addresses (IP) carrying random
- "wandering" chart, etc...

Check that you are in mode made safe at the time to pay on line.

The beginning of the address of the http://www site indicated in top of the screen passes in https://www the "S" which follows "HTTP" announces that the communication is protected.

To use a service PAYBOX of payment by chart, a tradesman must be titular of an account electronic money VAD in an identified banking institution.
 

Safeguarding the Paybox Plateform

Recently accredited by VISA EUROPE in the framework of the AIS programme (Account Information Security), and after a number of different audits were conducted, VISA is able to guarantee that PAYBOX SERVICES operate to a high level of security and integrity, coupled with enhanced technological controls, to ensure that the infrastructure of its platform is preserved. It should be noted that PAYBOX SERVICES is the leading, certified French operator of this highly demanding programme.

PAYBOX SERVICES combines agreements and certifications granted directly from the GIE Cartes Bancaires group, VISA, MASTERCARD, as well as from private issuers and buyers, for both its Remote Sales services and its Proximity Payments (PAYBOX PROXI).

Of course, PAYBOX SERVICES is PCI-DSS-certified (Payment Card Industry Data Security Standard) by VISA and MASTERCARD. This certification is renewed annually to guarantee a high level of security and integrity within the platform.